Client Health and Wellbeing
It is in the interests of both the client and the insurer that clients remain well.
For most people, keeping well and in good health requires two main considerations:-
- Lifestyle
- Detection of illnesses at very earliest stages.
keytolife achieves both of these goals in a cost effective manner and enables clients to be proactive about staying healthy as well as providing valuable, up to date, statistical information.
keytolife is therefore an online Expert System interpreting the readings from actual medical devices, providing recommendations, lifestyle advice and early signposting to medical practitioners when appropriate.
Benefits of Ongoing Health Monitoring with keytolife
The keytolife enables insurers to monitor the ongoing health of their clients throughout the life of a policy in a highly cost effective manner, providing clients with a service which:-
- Identifies early signs of many common, yet potentially serious illnesses, where medical intervention can prevent the illness from developing into a situation where a claim is inevitable;
- Includes circulatory and cardiac conditions, undiagnosed diabetes, obesity, lack of exercise and a number of other conditions which are some of the commonest causes of chronic ill health in Europe;
Actuarial Statistics
Insurer receives a constant flow of up to date information and statistics in a customisable database to facilitate actuarial analysis.
Cost Effective Delivery
- The keytolife is a cost effective system which involves a nominal monthly cost per client;
- The system is designed to minimise the number of claims and go beyond self funding to make a positive financial contribution.
Benefits of The keytolife
| Conventional screening | TYC screening |
|---|---|
| Support intensive | On-line interpretation |
| Appointment necessary | No appointment necessary |
| Clinic or surgery based | At home or at work |
| Several hours of downtime | No loss of productivity |
| Assessment takes 30 to 60 minutes | Assessment takes less than 10 minutes |
| Medical advice available after assessment | Ongoing advice and/or referral to GP |
| Record of results kept for that individual test day | Ongoing analysis of trends |
| Statistical demographic data inaccessible | Aggregate data accessible for statistical and actuarial analysis |
| Infrequent (every 1 to 5 years) | Continuous monitoring |
| Up to £600 per assessment | Low Cost/unlimited use |
What we Provide with The keytolife
- We provide all of the medical and screening equipment required. Medical equipment being provided by Omron Healthcare and other quality suppliers which are all entirely self administered; and
- Unique access for clients to an online expert system to interpret their results;
- Clients are provided with a record of their results with tailored advice on staying well and maintaining a healthy lifestyle or early signposting to GPs where required;
Wellness Quotient
Wellness Quotient (WQ), shows graphically where the client is situated in terms of their overall health and wellness compared with other system users and with other clients, both currently and in relation to previous months;
Support
- We administer the system including fulfilment and logistics;
- We provide full technical support to clients;
- We partner with organisations to provide medical support;
- We can dovetail into the insurers existing systems where required.
For further information please contact:-
+44 (0)1661 845990 (tel)
+44 (0)1661 845995 (fax)
